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7 Useful Apps That Help You Save Money

The importance of checking your finances

Overspending happens to the best of us. To prevent it before it goes out of hand, there are many apps you can use. With different features and conveniences, we’ve gathered 7 financial help applications you can use free or for a small fee. 

  • Digit

The number one app on our list is Digit. Digit provides its users with banking, budgeting, saving and investing money. The app offers different saving types for people with different financial backgrounds. This helps you to find the perfect saving way for you without changing your initial plans. Among the things you can customize; there are:

  • Safe saving level
  • Overdraft protection
  • Maximum daily save 
  • Pause saving


The biggest advantage Digit provides is that you can link your most used bank account to the app. This way, you can save money automatically. 

  • Acorns

An American financial technology and financial services company, Acorns is one of the biggest companies. With 8.2 million customers in 2020, Acorns narrows its purposes for micro-savings. This way, you can start up with small amounts and save time. The company believes that no matter how small your starting point is, you can save up and worry less about your finances. 

Acorns offer different saving options. For example, customers may choose a personal account for $3 a month or a family subscription for $5 a month. This is a big plus because there are many ways to save money and upgrade your life quality for your family. The family account provides you with personal investment advice in addition to kids’ investments, retirement investments and more. 


Acorns can help you invest smartly and fast not just $ but in Bitcoin as well. Since it uses bank-level security, you can rest assured. 

Use and Save While Spending

The biggest coupons site there is, Refermate is full of promo codes, referral codes and up-to-date coupons you can use immediately.  From getting the freshest flowers at the most affordable prices to amazing deals for a spring holiday, you can find anything you’re looking for!

  • Qapital

Qapital is a personal finance mobile app that you can use to save money and invest. The app starts working once you link your funding account to it and determine saving goals. Then it automatically draws money from your account and sends it to Goals. With FDIC-insured technology, Qapital also offers the convenience of transferring your money anytime you want. 


If your saving type changes often, Qapital is a great app for you. Because you can adjust the amount you’re spending on a weekly basis. 

  • Mint

Using an app is among the most popular practices when saving money. And among the most used apps, of them is Mint. Mint’s main goal is to help its customers track their spending and credit score. You can choose the time when you want to get notifications among daily, weekly and monthly basis options. The app costs $8 a month.


For indecisive users, Mint offers a 14-days trial period. This helps you try the app and see if it aligns with your financial goals. 

  • Varo

The financial services company based in San Francisco, California, Varo has 1 million users and grows.  It’s quite easy to use the app and it doesn’t require a credit check or minimum balance. Also, there are no monthly fees. 


The biggest advantage of the app is that it’s completely free. You can use it as long as you want to check your savings and grow them.

  • Chime

The fee-free financial services company is one of the best in mobile banking. With more than 13 million active users in the USA, Chime partners up with regional banks to create customized financial goals. 


Contrary to other mobile banking apps, Chime charges no money for up to a $200 overdraft. Moreover, it allows access to more than 60,000 ATMs for free.

  • Stash

If you’re completely new to the concept of investing, then Stash is your app. With 5 million users as of July 2020, Stash offers 3 different types of investing models. 

  • The first one is Stash Beginner and it costs only $1 a month. You can get financial advice and 1k insurance from Avibra.
  • Stash Growth is $3 a month and you get smart and retirement portfolios in addition to everything on Beginner
  • With Stash+ you can get advice on family finance and market insight for $9 a month. 


With Stash, you can invest and save on a set schedule automatically.